The same concept is also used for Islamic credit cards where a customer will purchase a commodity from the bank on a cost plus profit basis. Product Highlights. Late Payment Fee. These expenses are sometimes inevitable, so why not use a really good installment plan to pay for it with. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Annual Fee. 1 TruPoints will be awarded to you for every Ringgit you spend on your Gold Visa Card-i. Bank Islam EPP offers payment terms of 3, 6, 12, … The Emirates Skywards DIB Infinite Credit Card Get bonus Skywards Miles and earn Miles on all your spends. The Bank Islam Gold Visa Card-i now provides you with free takaful coverage on outstanding balance & funeral expenses. Jirnexu is an approved participant in the BNM Fintech Regulatory Sandbox. endobj Get latest promotions and freebies from Bank Islam Do a balance transfer with p.a to your account for more cash in hand! '���-�,��j7NK�>��@�#���g(;ޯ�s�W �� I�"g�s��\q�������뛧�W_���������v��w������o��/���p�p�t����헟����_��WW��߼�����ֻ�l�v�o��w�F6;�7���g�����g/�=��5�0��������ئ��� v�rc���{h�f���� S��>��������ُ/���뭺������f�/޼�^�?n�����2v�y�m.~���~�-�mk�6�����}�?����g�r�e�Ӫ�j�̔��ܸ�N�D�w�q7�|o��nW��w�L@��[X?��.�� The Bank Islam Easy Payment Plan allows you to convert any purchase amount of RM150 or more into smaller installments with 0% interest, with tenures of up to 36 months. Al-Awfar Investment Account. Cashback. RM50 or 5% of outstanding amount, whichever is higher. Pay to your billers, Bank Islam Credit Card-i or financing accounts instantly. Enjoy 5% Cashback for all airlines and hotel bookings, no extra fees for overseas transactions anymore! Amal. Bank Islam Gold Visa Card-i - Worldwide Recognition. Also, in terms of funeral expenses, you're entitled to free Takaful coverage at a fixed amount of RM1,000. Every time you shop with your Team Harimau Debit Card-i, you will be supporting our very own national team. 4 0 obj If you prefer to broaden your credit card search, review more Bank Islam credit cards and start comparing today! Fees. Apply for Bank Islam Explorer Platinum Card-i by Bank Rakyat. Full Name (as per IC)* Email* Telephone* Annual Income. Up to 0.1%. I agree to be contacted by RinggitPlus via WhatsApp regarding my application, Bank Islam Gold Visa Card-i Terms and Conditions, Bank Islam Gold Visa Card-i Product Disclosure Sheet, Bank Islam Visa Infinite Business Credit Card-i, Best Free Airport Lounge Access Credit Cards, Guide to Buying Your First Insurance Plan. The Requirements: There is not require for the minimum income for this applicant.There is no annual fees for the supplement card. Over RM15,000,000 worth of prizes to be won. Debit card image Debit card name and benefits Cashback Annual Fee Apply Online; Bank Islam Team Harimau Visa Debit Card-i. Simply swipe your card 12 times a year and voila! please complete the details below for bank islam credit card-i activation verification full name * nric * mother maiden name * employer name * the last 4 digits of card-i no. %���� In most cases, a minimum annual income of RM24,000 is required, but this could vary from bank to bank. �������� ��r�y���;S�{�w"�դ�#�>�:�q�}霮�1-� �����kxz�jp�����;�C�v:�ϸ�+�?�ړG3��ldž5�Mf@�i��A�v�A]����5k6�. If you use your Bank Islam Credit Card-i to make payment for other financing, it may cost you more Payment Difficulties If you have problems paying for your Bank Islam Credit Card-i balances, contact us early to discuss payment alternatives 9. Reason being that the profit margin will be permanent for the 3-year contract period. Examples of Islamic credit card that uses this concept in Malaysia is Bank Islam’s Platinum Visa Credit Card – i and Gold & Classic Credit Card – i. Ujrah. Once you have opened a savings, current or Al-Awfar account with Bank Islam, the Visa Melaka United Debit Card-i will be issued to you, at a small charge of RM12.72. Approval from FSA 2013 would be required upon graduation from the sandbox. Let's get one and avoid usury! Our credit card experts, also recommend you to check out other similar credit cards such as Bank Islam Gold Credit Card-i and HSBC Amanah MPower Platinum Credit Card-i, which may match your requirements. Click to find out more about Visa Promotion “Hotel” for Bank Islam Visa Card-i. Remember to always research the best credit cards before applying! endobj Your One Stop Centre. Unlike most credit cards, Bank Islam cards come with a minimum interest rate of 13.5% per annum rather than 15%. Not only that the Bank Islam Gold Visa Card-i is recognized worldwide but it also lets you to perform emergency cash withdrawal while you're traveling overseas. APPLY FOR BANK ISLAM CREDIT CARD - ELIGIBILITY. RM5 or 1% of outstanding amount, up to a maximum of RM50. Tick here … U.S. Bank offers many different types of credit cards ranging from a secured credit card to a premium travel rewards credit card.If you want to apply for one of these U.S. Bank credit cards, you may be interested in your likelihood of being approved.. Types of Dubai Islamic Bank Credit Cards. Profit Rate From 15.0 % p.a. 0. Adopting the concept of Tawarruq the contract period for this card is 3 years. LEARN MORE . Nowadays many people use “Credit” cards (credit cards) which are issued by some of the banks. Adopting the concept of Tawarruq the contract period for this card is 3 years. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. Of course, this plan applies to only a selected number of merchants. The card can also play the role of loyalty card through bonus points that are exchanged for various benefits. Unlimited Hibah Performance Bonus. Deposit & Financing Rates . Bank Islam Classic Visa Card-i. Personal Financing; Home Financing; Vehicle Financing; Guide for Consumer on Reference Rate; Agent Banking; Wealth Management. I hereby give my consent to the Bank to collect, process, and continue to use the information disclosed by me for a maximum period of one month from the date this form is submitted for the purpose of this application, cross selling, marketing, and promotions whatsoever including offers and competitions and disclosure my … <> Adopting the concept of Tawarruq the contract period for this card is 3 years. Annual Fee. Click to find out more about Visa Promotion for Bank Islam Visa Infinite Business Credit Cards-i . Deposit and Financing Rates for various Bank Islam products. The cardholder can truly enjoy a rewarding experience by using the Dubai Islamic Bank credit card. Open WhatsApp now. <>/ExtGState<>/XObject<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> You don't need to have an existing account with a bank to apply for a credit card from them. To apply for a Bank Islam card, the principal cardholder will have to be at least 21 years old, while the supplementary cardholder is to be at least 18 years old. Apply for Bank Islam Classic Visa Card-i by Bank Islam. Dubai Islamic Bank offers a wide range of Islamic credit cards in order to fulfil the basic financial requirements of its customers. Sales and Service Tax. Free Access To Plaza Premium Lounge . Product Highlights. Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. The highest annual interest rate is 17.5% p.a. Unlike most credit cards, Bank Islam Gold MasterCard Card-i comes with a minimum interest rate of 13.5% per annum rather than 15%. <> I'll need to ask you a few more questions to complete your application. The process and requirement to apply for Islamic credit card is the same as applying for a conventional credit card. Some banks will accept application for an Islamic credit card from expats that meets the minimum required income and with a valid working visa that is longer … Annual Fee. Balance Transfer. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective January 2019 Page 1 of 24 1. Prepaid Reload Instantly reload to any prepaid mobile numbers. Haven't received my message yet? Save more with our non-compounding charges credit cards. 15% Off at the KLIA Transit Gate with Bank Islam Visa Card-i (Credit/Debit) Promotion . – Manage your funds with ease and security – ATM Withdrawal limit of up to Rs 50,000 – POS payment limit of Rs 150,000/day – Up to Rs 150,000 daily transfer limit So, before you go shopping please make sure to double-check if the merchant meets the card requirements. The gold cards cost 548 riyals and the silver cards cost 245 riyals. 0 % p.a. Study about Islamic credit cards is very essential and some studies have done on it. No annual fees for that year! Building on the strength of that foundation Bank Islam now offers a range of credit cards that cater to everyone's needs, with Classic, Gold and Platinum MasterCards that give you unlimited cashback on every single purchase. … Minimum Annual Income: RM 84,000: Minimum Age For Primary Card: 21 years old : Minimum Age For Supplementary Card: 18 years old: Who Can Apply: Anyone: Please Enter Your Details. RM 150.00. Bank Islam Visa Infinite Business Credit Card-i Enhanced loyalty program A unique loyalty program whereby you can collect airmiles for every booking made through Kaligo Business Plus, a hotel booking platform for corporate clients which houses over 425,000 hotels worldwide and attractive rewards. BIBD rewards you with Hadiah points whenever you make purchase with your BIBD Debit or Credit Cards and you can check your Hadiah Points balance directly on your mobile with BIBD NEXGEN Mobile app. Bank Islam Cards. Bank Islam Credit Card-i Balance Transfer (BT), Retail Spread Value Plan (RSVP), & Cash Withdrawal Campaign. JomPAY Save the hassle of queuing up for bill payments. Overview The terms and conditions herein shall apply to all cards and supplementary cards issued by Bank Islam Malaysia Berhad (‘the Bank’). Bank Islam Credit Card-i Balance Transfer (BT) and Retail Spread Value Plan (RSVP) “Value 4 You 2020” Campaign Requirements. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. x��=�r����?��. Apply. The highest annual interest rate is 17.5% p.a. Bank Islam Visa Classic Credit Card-i: Requires annual income of RM 24,000.00 for all applicant.Waived when 12 swipes per year. DO YOU KNOW ANY OF BANK ISLAM MALAYSIA BERHAD STAFF? Annual Fee: Principal Cardholder – B$250*. Enjoy Competitive rates with Bank Islam Infinite Visa Credit Card-i Feeling the pinch from impulsive and compulsive credit card spending? Cashback. Disclaimer: All generated credit card numbers are valid, but have no real value, credit cards are not real and are used for testing and verification purposes only Bank Islam Cards. The halal credit card cannot be used to buy products and services that are not conform with the Islamic Sharia. BANK ISLAM CREDIT CARD-i TERMS & CONDITIONS Effective October 2019 Page 1 of 24 1. You will need to be at least 21 years old and have a monthly income of at least RM7,000 to apply for Bank Islam Platinum Card-i. LEARN MORE . On top of that, there is no joining fee for this Islamic credit card. Also, when applying for this card be sure to set a profit margin that works best for you. Pre-authorization for payment using Bank Islam Credit Card-i? Balance Transfer. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. Age of … This amount is paid to the bank annually by the person who uses the Credit card, like an annual subscription. Bank Islam Gold Card Features. RM 60.00. stream Other than that, this card gives you access to round the clock 24 hours customer service. Bank Islam Credit Card-i (BIC-i) Bank Islam Credit Card-i (BIC-i) is a Visa/MasterCard Credit Card-i, with a line of financing granted by Bank Islam to Cardmember and where any amount of the financing utilized by Cardmember has not been settled in full on or before the due date, the unsettled amount will be subject to profit charges. Empowering community beyond business. Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. endobj Compare them all and apply online. Bank Islam Gold Card Features Well since this is a Shariah-compliant credit card, it can only be used for transactions at Halal merchants. On top of that, there is no joining fee for this Islamic credit card. Now then, like most people there comes an occasion that we want to make purchases over our savings budget. Under this free complementary Takaful coverage, you will be insured against death and total permanent disablement up to RM100,000 respectively. Financing you and your business. Learn More Credit Cards . Promotion Period from 1 November 2020 – 31 January 2021 iv ABSTRACT The practice of Islamic credit cards nowadays is still debatable among Muslim scholars especially regarding to its contracts and its effectiveness to attain maslahah. Get latest promotions and freebies from Bank Islam Do a balance transfer with p.a to your account for more cash in hand! Up to 5.0%. How are Islamic credit cards different from conventional credit cards? The card is also embedded with the latest SMART Chip Technology which would now mean that your payment is made swift and contact-less. Each credit card issuer has its own minimum annual income requirement. Promotion starts 8 August 2020 until 31 March 2021. However, there is always the Bank Islam Installment Payment Plan that offers the same deal, but everywhere else. Minimum annual income differs from card to card. On top of that, there is no joining fee for this Islamic credit card. Supplementary – B$125. * card expiry (mm/yyyy) * / mobile no. You will need to earn within the card’s minimum annual income requirement, have good credit as well as fulfil the employment requirements, among others. When you apply for Bank Islam Platinum MasterCard Credit-i. So, before you go shopping please make sure to double-check if the merchant meets the card requirements. The Islamic concept card that allow only Halal transaction. 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